What happens after an application is submitted?

If eligible, the applicant is contacted to schedule an appointment for an inspection.  Staff prepares a work write-up for repairs on your house.  The project is then released for bids to several prequalified contractors.  Contractors will contact the applicant to view the specified work for bidding purposes.  Once the winning contractor has been selected, the homeowner will be contacted to schedule a loan closing.  Once all the paperwork is signed, work should start shortly after and be completed within one-hundred twenty (120) days.  The work will be inspected by the Development Services Department before the contractor is paid.  Invoices are submitted to the Township by the contractors.  There will be no exchange of cash between Waterford Township and the homeowner, but payment is not made to the contractor until the homeowner signs off on the work.

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1. What is a Community Development Block Grant (CDBG)?
2. How much CDBG funding does Waterford Township receive every year?
3. What can CDBG funds be used for?
4. Who decides what activities are funded?
5. What activities does Waterford Township currently undertake?
6. How long has Waterford Township participated in the CDBG program?
7. How many staff positions are funded with CDBG monies?
8. Who qualifies for the Township’s Urgent Needs Home Repair program?
9. How is household income determined?
10. What kind of repairs qualify through the program?
11. What type of repairs are NOT eligible?
12. How is funding provided to qualified applicants?
13. How and when is the loan repaid?
14. What happens to the repaid loan money?
15. How does a homeowner apply?
16. What happens after an application is submitted?
17. How does the program staff provide assistance throughout the program process?
18. Who are the program approved contractors?
19. How many contractors are currently on the list?